Sunday, October 23, 2011

Saving: Feast before the famine

In a culture that thrives on immediate gratification, how is a girl living in a material world supposed to forgo that dress that would be so perfect for the girls' night out next weekend or pass up a great deal for a weekend in Vegas?

This is the plight of so many. While we have compassion for those without, it is hard to give up on the endless pleasures and sparkly doo-dads available for us right this minute. Yet give them up I must. Like I said in an earlier post, saving time is going to begin shortly. I will be trying a $30/week challenge in November (excluding Christmas gifts, rent, gas, car insurance, phone bill, and utilities). This will mean any and all meals as well as anything I simply want will have to be taken out of that $30 per week.

In 2012, I will be saving up to have $5000 put aside by the end of the year. Don't ask me how this will take place. Perhaps I'm mad to even think I'd be capable of it, but I have very little in savings (under $1000), and I am growing older. I want to have a retirement, and I want to be able to take care of any emergencies that may come up.

For the rest of this month, though, I am without rules. Today I found a pair of black boots at DSW for around $100 that I absolutely needed to have. The fact is, a huge portion of my wardrobe requires black boots. I'm not sure how it got this way, but I've been unable to wear quite a few pieces for a while. I made use of my $5 DSW voucher, but as I am writing this, it pains me to admit that I had forgotten that I still had a little money left on a gift card that I didn't use. Fooey.

I do not intend to use up the rest of this paycheck and a bit of the next one before November begins, but I am realizing that there are quite a few things that I need and want that cannot be covered by a mere $30/week.

This is going to be an agonizing journey to building up a savings. Please bear with me through my upcoming whininess, my rants, and perhaps my incomprehensible ramblings that I'm sure will occur due to lack of Starbucks.

Your material girl,



  1. Maybe you could go back to DSW, return the boots, and re-buy them using the gift card money?

    I seriously wish I had your strength in regards to no shopping. :/

  2. I love the second part of your post that starts...For the rest of the month I am without rules ;). Good luck on your savings. I think you have a good idea. I need to do this also, after I pay off my medical bills.